A step-by-step guide to using the crypto.com app PART II

Updated: Jul 13

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Crypto.com has phased out the MCO token. The whole crypto.com ecosystem now uses the CRO token. Please keep this in mind when reading the following article.


By now, we hope you’ve been using the Crypto.com app a little bit and read Part 1 of our guide to all the amazing features it has to offer. In that article, we gave you the basics of everything you need to know to actually get started, such as completing the KYC, buying and selling the cryptocurrency of your choice via the different methods Crypto.com offers, and how to withdraw and deposit cryptocurrencies to and from other platforms.


In this part of the guide, we’re going to get into the next level of features. Now one thing you have to remember is that Crypto.com is a financial product. For this reason, there are certain regulations they have to adhere to — and some countries will offer something that another country doesn’t. This doesn’t mean you shouldn’t use Crypto.com though! It still has plenty to offer users all around the world.


So let’s get to Part 2 of our guide to using the Crypto.com app.


Send Cryptocurrency to Friends



If you’ve ever used PayPal, then you’ll know that it enables you to send money to literally anyone, so long as you have their email address. If they don’t have a registered PayPal account yet, all they have to do is create one, and they’ll get the money you sent. The Pay Friends feature works much the same way — only that it uses phone numbers.


• To access this feature, you’ll need to tap on Pay in the top right corner of the app.

• If you haven’t added your contact list yet, tap on the Search icon in the top right corner.

• Tap on "Allow access to contacts" and confirm that you’re alright with this.


Now you’ll be able to send cryptocurrency to any of your contacts!

You’ll see some numbers have a “Country code missing” warning. If you don’t edit that contact to add one, then Crypto.com will use your country code.


As you can see, I originally had no contacts using Crypto.com, but the app still gives you the option to Send & Refer. What this does is send that person a text message letting them know that you have sent them some cryptocurrency. And if they register a Crypto.com account within seven days and stake a minimum of 50 MCO, you earn the BG50 Referral Bonus! To find out how the Referral Bonus works click Here.


Until the person you sent the cryptocurrency to has accepted the payment, the app will show it as a pending transaction. And if they don’t accept it within seven days, those funds will be returned to you and the intended recipient will get a text letting them know the payment has expired.


If you have a pending payment and you change your mind about it, you can cancel it by simply tapping on the pending transaction, selecting Cancel Payment and confirming the cancelation. Once again, the intended recipient will get an SMS letting them know the payment was canceled.


And there you go — you’ve sent cryptocurrency to one of your friends!