Updated: Jul 13

A Powerful Cryptocurrency Bridging the Gap Between Digital and 'Real-World' Transactions has phased out the MCO token. The whole ecosystem now uses the CRO token. Please keep this in mind when reading the following article.

NOTE: since this article was written the crypto markets fallen drastically in line with the standard currency and finance markets, so some of the data may be out of date.

Keen investors, eager to make money through investments in crytpocurrency, have a great deal of choice at their disposal these days. There are countless currencies out there to choose from, as well as a range of currency exchanges upon which to trade. 

Choice is great, of course, but it's also overwhelming. After all, the options can't all be winners, and they can't all provide you with what you need.

This is why it's heartening to hear of a crypto player with a slightly different approach – with an ethos that sets them apart from the pack. Enter:, a crypto network with a strong founding philosophy, but an even stronger set of developmental aims driving it forward.

Let's take a look at, get to grips with its nuts and bolts, and find out if the network and its currency tokens are a shrewd investment.

The Vision of The Foundation that Sets Them Apart

Launched in 2016, is a fully fledged cryptographic currency network that was born out of a very clear vision. This vision was to bridge the gap between the fledgling present of digital currency and its practical potential in the future. These are the moves that cryptocurrencies will need to make if they are to become viable payment options in the future.

It is worth mentioning that is not alone in this vision, and that it is shared by other players in the market. However, the status quo remains, and – while it does seem that cryptocurrencies are being taken more seriously by authorities and markets across the globe – in most cases, the crypto tokens themselves lack real-world fungibility and practical use.

With this in mind, becomes a different possibility entirely. While many currency networks pay lip service to this idea of a crossover between the digital and the "real" world, is actively pushing digital tokens into everyday usage, and, in their own words, "accelerating the world's transition to cryptocurrency."

Let's take a look at some of the key components of, and examine how this is being done. 

Key Components of What You Need to Know About These Main Features is a complete cryptocurrency network that provides its users with everything they need to invest in, trade, and use cryptographic tokens. We're going to be examining some of its key elements in more detail. Coin (CRO)

The coin, or CRO, is the digital currency that underpins the broader network. It has a market cap of US$817,290,934, and a total supply of 100,000,000,000 CRO. 

As of March 2020, CRO's all-time high was recorded back in July 2019, when the currency reached a value of US$0.155013 per token. The all-time low for CRO was US$0.11487, recorded in December of 2018. 

CRO supports the innovative Chain and payment app. More on those later.

Monaco (MCO)

Monaco (MCO) is another of the coin offerings that are compatible with the app and that can be traded on the network. It is this element of the network that is helping to bridge the gap between digital crypto-trading and full real-world functionality, and – as of 2018 – the MCO was accepted for payments in 40 million locations across the globe. We'll look at this important attribute in more detail when we explore the Metal Visa Card.

Monaco has a market cap of US$83,412,152 as of March 2020, and it is currently valued at US$5.28 per token. Its all-time low value of US$0.641730 was recorded in July 2017.

The Chain

The Chain is's Blockchain – the distributed ledger in which transactions are recorded, and a decentralized structure that protects the network's reliability, security, and neutrality.'s Chain goes beyond this, however, and is designed with the network's ethos in mind, enabling transactions between users of cryptocurrency and vendors in the real world.

The Chain achieves this by deploying a more sophisticated network of nodes than the traditional Blockchain network would. These nodes include Council Nodes to oversee transactions, Settlement Agent Nodes to stabilize the price and to provide payouts in fiat currency for merchants, and Acquirer Nodes to settle transactions for customers and merchants. 

Customers and merchants can also decide to cut out the Acquirer Node section of the network by becoming Community Nodes themselves. Users benefit from an easy-to-use interface that enables them to send and receive payments, as well as manage their node activities within the network.

Image via

The Metal Visa Card

The Metal Visa Card is something very exciting indeed, and it is already ushering in a whole new way of approaching cryptocurrency. The shape and design of the card, as well as its VISA logo, will be familiar to us all. That's because, here in the "real world," we use cards to pay for things and to manage our money. Being able to do the same with our cryptocurrency reserves is a real game-changer.

A quick note on how these cards work. The MCO token value held in the user's digital wallet is converted into fiat US dollars, which can then be spent using the card. The idea is not to make cryptocurrency itself available and fungible across a traditional debit card transaction – or at least not yet – but instead to make it easy for users to leverage the tokens they have accumulated in their wallet. An exciting step.

There are a number of different tiers of cards available to users, and access is granted based on the amount of MCO the user has held in their account for an agreed period of time. As well as shopping, users can also access benefits from Spotify, Netflix, Amazon Prime, Expedia, and others.

Image via

The Crypto App

The app is designed to be a user-friendly and highly effective cryptocurrency application that demystifies the whole process. The idea is to open up cryptocurrency markets, allowing these markets to reach beyond the current crop of die-hard aficionados, and to become accessible to the casual user as well. 

The app supports seven fiat currencies and 53 digital cryptocurrencies, giving users the option to buy currencies, send funds to other app users (free of charge), and withdraw funds to other wallets (for a small fee). The interface makes it easy for these users to track the performance of their coin investments, and MCO stakes can be used with the Metal Visa card mentioned above.

The Crypto Exchange

The recently launched Exchange provides users with powerful functionality right at their fingertips. The Exchange builds on the insight delivered by the smartphone app, giving users a higher-level look at how the supported currencies are doing in real time.

Image via prnewswire

The Team Behind's features are allowing it to forge ahead, crafting new pathways that connect the previously disparate worlds of digital currency networks and real-world transactions. But who is behind all of this, and who is driving forwards in this new decade?

The Hong Kong-based team consists of:

• Kris Marszalek - CEO

• Rafael Melo - CFO

• Gary Or - CTO

• Bobby Bao - Head of Corporate Development

• Brent Diehl - SVP, International Expansion

• Erald Ghoos - CCO

• Sean Rach - CMO

• Zhang WeiYi - Platform Architect

•  Eric Anziani - COO

• Jason Lau - CISO

• Matthew Chan - CIO

• Maggie Ng - SVP, Head of Marketing

• Cerulean Hu - SVP, Blockchain Engineering

• Ivan Stefanov - SVP, Risk Management

• Mariana Gospodinova - General Manager, Europe

• Elena Sabkova - Chief Compliance Officer and US General Counsel

The efforts of this team are deployed alongside those of the advisory board, which consists of:

• Antoine Blondeau - Advisory Board Chairman

• Rob Bier - Organisation Design and Scaling

• Chou ChienLiang - Engineering

• Chris Corrado - Trading Technology

• Dmitri Tsamados - Talent

Forecasts for Users: CRO and MCO Growth Prospects

Exploring is very exciting indeed, but all of this innovation and visionary outlook comes to nothing if the network's currency tokens do not perform. Let's take a look at the growth prospects for both the token and the Monaco token.

For the token, the growth prospects look strong, and the currency's value is currently tracking upwards after a steady 2019. The approximate return on investment for those who purchased CRO during the initial coin offering is 192.98 percent. As of March 6, 2020, the currency was experiencing a daily gain of 0.19 percent in value.

For the Monaco token, the growth prospects also look strong, and could be even stronger than CRO in the short term. The token experienced a huge spike in value in mid-2017, and it is currently tracking somewhere below that. However, the currency has been rising gradually since mid-2019. Users who invested in MCO at the very beginning would have enjoyed a return on investment of 135.41 percent if they were to trade now. And, as of March 6, 2020, MCO was experiencing a large daily rise of 3.1 percent.

The performances of both coins will be very encouraging to potential investors, and bode well for the fulfillment of's mission – to accelerate the world's transition to cryptocurrency.

DISCLAIMER: The above is designed to be a review of the network and its associated coin tokens. It is not intended to offer any financial advice or to recommend any action to the reader.

Love what we do with our dWeb Guide Insights? Follow us on facebook to stay up to date.


Recent Posts

See All